99) return parm; else if (parm > 9) return " " + parm; else return " " + parm; }

Mortgage or Loan Calculator

Enter Loan Information:
1) Amount of the loan:
2) Annual percentage rate of interest:
Effective annual interest rate:
3) Repayment period in years:
4) Date of loan MM DD YY:
Line No.:
Payment information:
5) Your monthly payment will be:
6) Your total payments will be:
7) Your total interest payments will be:
8) Your total payments will be:
9) Your last payment will be:

You can specify a monthly amount in line 5 and then press the TAB key.

To enter, change, or remove the default interest rate and final closure date: Enter defaults.

For a payback schedule of every other week click mortgagebw.
For a monthly schedule of constant 30 days, 10.5 hours (365.25 / 12) try Mortgage Test. Theory behind this page.